Forget Health Care Reform Loopholes; Let’s Stay Focused on Business
A business owner I’ll call Mr. Brown thinks he has cracked the code. He has overthought his way to flying under the radar on Health Care Reform, PPAACA, ACA, Obamacare . . . or whatever you want to call it. He thinks he cracked the code, but I think his idea’s cracked. Let me tell .. read more
Another Year, New Regulations to Follow
Avoiding news of 2010’s health care reform would have been impossible, and keeping up with the many changes that it has brought can feel impossible, too. Along with the law came a slew of regulations, and employers bear the responsibility for responding to and complying with those regulations, which just keep coming. Here are the .. read more
5 Essentials to Procuring Employee Benefits in the 21st Century
It’s August already—and time to evaluate the end of year and what employee benefits will look like in 2013. Speculation about the effect of Health Care Reform’s mandates has insurers rating groups up. And soon business owners and HR managers will be immersed in the miserable process of weeding through the bad news of a .. read more
SUTA Dumping: You Could Pay the Price for Your PEO
How well do you know your PEO? It’s an important question for a lot of reasons, including SUTA dumping, a too-common form of tax fraud that can do a lot of damage to the companies using a PEO. The Indiana Department of Workforce Development is aggressively pursuing companies that have engaged in SUTA dumping. It .. read more
The Multiple Choice: Why MEPs Make Sense
Does it take a village to get a savings plan to employees? Nah, but it sure helps. A multiple employer plan (MEP) is a 401(k) option that enables companies that otherwise might not be able to manage their own plans to merge under one oversight umbrella. There’s one plan sponsor covering many unrelated employers, meaning .. read more
Complexities of HIPAA Continued
This blog follows last week’s about the Complexities of HIPAA and what a company should do about privacy, a HIPAA Compliance Officer and a human resource outsourcing firm. To catch up check out last weeks blog here. HIPAA specifically defines covered entities as a health care provider that conducts certain transactions in electronic form (called here .. read more
Complexities of HIPAA Compliance: A Case for Human Resource Outsourcing
I was recently approached with a question regarding the application of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) in structuring management and job descriptions within a privately held company. Specifically, the question presented was directly related to the Privacy Rule regulating the use and disclosure of certain information held by “covered entities.” .. read more
Options In Human Resource Management
If you are a business owner, there is a distinct possibility that you are unaware of the time spent performing transactional human resource functions in the workplace. These functions regularly reduce the time you and your staff spend generating revenue; furthermore, improper administration of human resource functions may pose a significant risk to your business .. read more
Multiple Employer Plans and 401K
One of the primary objectives of effective and relevant human resource management (HRM) is limiting exposure to risks. While most business owners are able to identify risk management as a primary motivation for outsourcing HRM functions, it is rare to find a “C” level executive who truly understands all of the risks involved with administering .. read more
Two Strategic Benefit Strategies: Scheduling and Job Sharing
Employee benefits are an integral part of the total compensation package offered to employees and are an important part of human resource management. Attracting top notch talent which will give you an edge over the competition requires innovation beyond the typical benefit suite offered in your industry. The increased cost of medical coverage and spiraling .. read more
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