Employers that sponsor group health plans have some different options available to them for designing their plans’ enrollment process. When it comes to enrollment, health plan sponsors should have rules in place regarding:
- When employees can enroll in the health plan;
- When employees’ elections for group health plan coverage take effect; and
- What method is used for making elections.
There are some federal laws that impact how employers can design the enrollment process.Also, the rules for Section 125 plans (or cafeteria plans) limit when employees can make changes to their pre-tax elections during a plan year. Read the full article at Apex Benefits for details about enrollment rules.